Medicare and private insurance companies may agree to rent or purchase equipment for you that is documented by your medical provider to be medically necessary for you to move between your bedroom, bathroom and kitchen in a safe and timely manner.  The documentation provided would need to rule out your ability to move within your home with the use of either a cane, walker or any type of a manual wheelchair.  If your need for the motorized equipment is primarily for outdoor use Medicare and other insurers will not allow payment. 

Gem was a provider for Medicare, Medicaid and many HMOs for 35 years.  Seeking to cut costs, Medicare in 2011 awarded contracts only to the lowest bidders in their Competitive Bidding program.  Most experts in the industry agree that these policies dramatically reduced access of quality home medical equipment to seniors and the physically challenged community.  Gem only sells the highest quality, most reliable equipment available.  Therefore, Gem is no longer able to accept insurance.